ARTHAPRAPTI FINTECH SOLUTIONS
Naksha
नक्शा
Everything you built ~ found by the ones you love.
India's First Privacy-First Family Financial Address Book
Starting at just ₹4.10/day +GST · No account numbers stored
THE INVISIBLE CRISIS
The money exists. Your family just cannot find it.
Unclaimed bank deposits
Unclaimed insurance proceeds
Lost to nominee confusion
Unclaimed dividends
“In India, families don’t lose wealth because it disappears. They lose it because the one person who knew everything — is no longer there to explain.”
A STORY EVERY INDIAN FAMILY KNOWS
The steel almirah in the bedroom corner.
Every family has one person who holds everything together.
In millions of Indian homes, there is a steel almirah — slightly rusted, sitting quietly in the bedroom corner. Inside it lives your entire financial life: policy documents, FD receipts, passbooks, property papers, an LIC agent’s visiting card.
And one person in the family who knows exactly what everything means.
That one person carries your family’s entire financial future in their head.
And then, one day, that person is gone.
Two months ago, my husband died of a sudden cardiac arrest. He was 35 — a chartered accountant who knew everything about our finances. I knew nothing. The money was there. Everything he built for us was there. We just could not find it.
— A real story. India, 2024.
WHAT IS NAKSHA?
Not a financial product. A love product that organises your finances.
Naksha means map (नक्शा). It is a privacy-first financial address book for every Indian family.
What Naksha Stores
- Bank name and branch
- Insurance company and type
- Mutual fund house
- Property location
- Locker location
- Nominee names
- CA and lawyer contacts
- Personal letters to family
What Naksha Never Stores
- Account numbers
- Passwords / PINs / OTPs
- Balances
- Transaction history
- Aadhaar / PAN
- Any fraud-enabling data
“Everything you built ~ found by the ones you love.”
HOW IT WORKS
Built in 20 minutes. Protected for a lifetime.
Create Your Naksha
अपना नक्शा बनाएं
Map every financial instrument your family needs to know about — bank accounts, insurance, mutual funds, property, loans, and more. No account numbers. Just enough to find everything.
Life Signal
जीवन संकेत
A simple periodic check-in. If you stop responding, Naksha begins a careful, multi-step escalation to confirm your safety before anything is shared.
Digital Tijori
डिजिटल तिजोरी
Store access instructions for your digital life — not passwords, but directions. Which apps, which platforms, who to contact.
- Banking apps
- Payment wallets
- Investment platforms
- Insurance portals
- Subscription services
Margdarshak
मार्गदर्शक
Appoint a trusted guide — your CA, lawyer, or a wise family friend — who receives your Naksha and helps your family navigate the aftermath.
“Call this person first. They know everything.”
CHOOSE YOUR PLAN
Three paths. One promise.
Raah. Saath. Virasat. — Show them the path. Walk it together. Leave something that lasts.
Raahराह
The Path
That's just ₹4.10/day +GST
- Complete Financial Address Book
- Digital Tijori (5 apps)
- 1 Margdarshak
- 1 Emergency Contact + 1 Witness
- Personal Letter (encrypted)
- Naksha Readiness Score + Seal
- Life Signal (every 30 days)
- WhatsApp check-in
- Single Parent Mode
- DPDP compliant data handling
- AES-256-GCM encryption
Saathसाथ
Together
That's just ₹8.21/day +GST
- Everything in Raah
- Two complete Nakshas (one per partner)
- Spouse Promise Letter
- Nominee Cross-Check
- Couple Readiness Score
- Saath Activation Ceremony
- If I Go First Card
- Money conversation prompts
- Survivorship alerts
- Life Signal (every 15 days)
Virasatविरासत
Legacy
That's just ₹13.69/day +GST
- Everything in Saath
- Children's Profiles
- Living Birthday Letters
- Guardian Briefing
- Complete Family Protection Protocol
- Minor's Investments category
- Annual Readiness Report
- Life Signal (every 7 days)
- 5 household Margdarshaks
All plans include AES-256-GCM encryption · DPDP Act compliant · No account numbers ever stored
WHEN YOUR FAMILY NEEDS IT
Everything your family needs — delivered with care.
When the Life Signal escalation completes and your nominee is verified, here's what your family receives:
Your Complete Naksha
Every financial instrument mapped — who, what type, which branch, contact details
Auto-Debit Freeze List
Immediate list of all digital accounts to freeze — UPI, wallets, subscriptions
30-Day Family Survival Guide
Step-by-step instructions for the next 30 days — what to do first, who to call
EMI Shield Alert
Every active loan and EMI highlighted so no payment is missed
Nominee Verification Checklist
Confirmation that nominees are correct and up-to-date
Margdarshak Contact
Your trusted guide's name and number — "Call this person first"
Personal Letter
Your letter to your family — in your words, from your heart
Children's Profiles & Guardian Info
Everything about your children's finances and their designated guardian
Virasat OnlyBecause love should leave nothing behind.
YOUR PRIVACY, OUR PROMISE
Everything you built ~ found by the ones you love.
AES-256-GCM Encryption
The same encryption standard used by Indian banking infrastructure. Every piece of your data is encrypted at rest with a unique key. Even we cannot read your data.
DPDP Act 2023 Compliant
Full compliance with India's Digital Personal Data Protection Act. Your consent is recorded. Your data is erasable. Your privacy is law.
Zero Sensitive Data
We actively block you from entering account numbers, card numbers, UPI IDs, Aadhaar, or passwords. Our system detects and prevents it in real-time.
STORIES THAT INSPIRED NAKSHA
We don't know what we don't know.
We knew he had ‘some investments.’ That’s the exact phrase we used when relatives asked. Some investments. We don’t know in what. We don’t know how much. We don’t know if we’ve found all of them. Some investments. That’s all we had.
— A family in Hyderabad
We were a good family. We talked about everything — his health, our futures, the grandchildren, the neighbours, politics, cricket. Everything except this. It felt rude to bring up. Like we were planning for his death while he was sitting right there. So we never brought it up. Now he’s gone and we wish someone had been rude.
— A daughter in Bengaluru
We found the LIC policy. We found the FDs. We think we found everything. But how would we know? Maybe there’s a mutual fund we never heard of. Maybe there’s a post office account in a village branch. Maybe there’s nothing. We just live with that maybe. Every few months, one of us brings it up. We don’t have an answer. We probably never will.
— A family in Ranchi
Your family's future shouldn't depend on memory.
Start your Naksha in 20 minutes. Protect everything you've built.
Starting at ₹1,499/year +GST · No account numbers stored · DPDP Act compliant