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We NEVER ask for account numbers
We NEVER store passwords or PINs
We NEVER ask for balances
Privacy guaranteed by architecture

HOW NAKSHA WORKS

How Naksha Protects Your Family

A simple, private, complete way to ensure your loved ones can find everything you've built.

THE JOURNEY

Seven steps to a protected family.

1

Create Your Naksha

Register with your phone number. Choose the plan that fits your family — individual, couple, or whole family. Verify via WhatsApp. You're in.

2

Map Your Financial World

Bank by bank, policy by policy, property by property — map everything your family has. You enter the institution name and branch. Never account numbers. Banking, insurance, investments, property, and beyond — every part of your family's financial world.

The Naksha Golden Rule

Store WHO you have the account with — not the account number.

Store WHEN it matures — not how much is in it.

Store WHERE to go — not the key to access.

3

Build Your Digital Tijori

Add the digital apps that matter to you — your family will know exactly what to do, and in what order, when the time comes.

4

Name Your People

Your Emergency Contact — the first person to be notified. Your Witnesses — who confirm the situation. Your Margdarshak — the trusted guide your family should call first. None of them can access your Naksha on their own.

5

Write Your Letter

In your own words. Say what you never got to say. Leave instructions, wishes, love. This letter is encrypted and delivered only when your family receives your Naksha.

6

Let the Life Signal Protect You

A simple periodic check-in. Respond once — that's all it takes. If something seems off, a careful, human-verified escalation begins — respectful, never automated, with a real person making every critical decision.

Gentle Check-in
Careful Reach
Human Decision
Release
7

Your Readiness Score

Your Naksha Readiness Score shows how complete your family's protection is. Reach 100 to earn the Naksha Seal — the mark of a fully protected family.

Track your progress across every dimension of family protection. Complete them all to earn the Naksha Seal — the mark of a fully protected family.

THE LIFE SIGNAL

A careful, multi-step escalation.

Automatic check-ins with a thoughtful escalation if you miss two in a row. Human verification at every critical step.

Phase 01

The Check-In

A simple message from us to you. Respond once — that's all it takes. Your family stays protected as long as you do.

Phase 02

The Careful Reach

If you don't respond, we reach out thoughtfully — to your people, in the right order, with the right care. No alarms. No panic. Just dignity.

Phase 03

The Human Decision

Our team personally assesses the situation. A real person reviews, verifies, and decides. Your Naksha is never released by an algorithm.

Final release is always verified by a real person from our team.

Your Naksha is never released by a machine. Every critical decision in the escalation process involves a human being — not an algorithm, not an automation. This is a commitment we hold without exception.

THE RELEASE PACKAGE

What your family receives.

When our team verifies the situation and your nominee is confirmed, here's what they get — everything they need, delivered with care.

Your Financial Map

A complete picture of your financial world — every institution, every instrument, every contact your family needs to find what you built. Organised clearly. No searching. No guesswork.

Digital Protection Kit

Step-by-step instructions for securing your digital financial presence — what to act on first, what to protect, and how to prevent your money from disappearing in the confusion.

30-Day Family Guide

A calm, clear roadmap for the first critical month — who to call, where to go, what to carry. Your family will know what to do, even when they don't know where to begin.

Your Personal Letter

Your words, your wishes, your love — encrypted until the moment your family needs it most. Say what you never said. Leave what you always meant to leave.

Virasat Family Extras

Virasat Only

Additional care tailored for families with children — your children's financial profiles, guardian details, and extended family protection. Discovered with gratitude, not panic.

YOUR READINESS SCORE

How complete is your family's protection?

Track your progress with the Naksha Readiness Score. Complete all six categories to earn the Naksha Seal — the mark of a fully protected family.

72out of 100

Sample score — your actual score updates live in your dashboard

The Naksha Seal

Awarded at a perfect 100. The mark of a fully protected family. Your commitment, recognised.

What builds your score

Track your progress across the key dimensions of family protection — your financial map, your trusted people, your digital presence, and your personal legacy. Complete them all to earn the Naksha Seal.

Financial completeness

How thoroughly your financial world is mapped

People & protection

Your trusted circle and digital safeguards in place

Score Milestones

WhatsApp notification at key milestones

Naksha Seal awarded at 100

20 minutes today. A lifetime of peace.

Start your Naksha now and protect everything you've built for the people you love.

Starting at ₹1,499/year +GST · No account numbers stored · DPDP Act compliant

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