HOW NAKSHA WORKS
How Naksha Protects Your Family
A simple, private, complete way to ensure your loved ones can find everything you've built.
THE JOURNEY
Seven steps to a protected family.
Create Your Naksha
2 minutesRegister with your phone number. Choose Raah (individual), Saath (couple), or Virasat (family). Verify via WhatsApp OTP. Set your password. You're in.
Create Your Naksha
2 minutesRegister with your phone number. Choose Raah (individual), Saath (couple), or Virasat (family). Verify via WhatsApp OTP. Set your password. You're in.
Map Your Financial World
15 minutesBank by bank, policy by policy, property by property — map everything your family has. You enter the institution name and branch. Never account numbers. Naksha has 8 categories: Banking, Insurance, Investments, Property, Loans & Liabilities, Business, Minor's Investments, and Professional Contacts.
The Naksha Golden Rule
Store WHO you have the account with — not the account number.
Store WHEN it matures — not how much is in it.
Store WHERE to go — not the key to access.
Map Your Financial World
15 minutesBank by bank, policy by policy, property by property — map everything your family has. You enter the institution name and branch. Never account numbers. Naksha has 8 categories: Banking, Insurance, Investments, Property, Loans & Liabilities, Business, Minor's Investments, and Professional Contacts.
The Naksha Golden Rule
Store WHO you have the account with — not the account number.
Store WHEN it matures — not how much is in it.
Store WHERE to go — not the key to access.
Build Your Digital Tijori
3 minutesAdd up to 5 digital financial apps — your banking apps, investment platforms, UPI wallets, insurance portals. When your family needs it, they get an auto-freeze list and a 30-day survival guide.
Build Your Digital Tijori
3 minutesAdd up to 5 digital financial apps — your banking apps, investment platforms, UPI wallets, insurance portals. When your family needs it, they get an auto-freeze list and a 30-day survival guide.
Name Your People
5 minutesYour Emergency Contact — the first person to be notified. Your Witnesses — who confirm the situation. Your Margdarshak — the trusted guide your family should call first. None of them can access your Naksha on their own.
Name Your People
5 minutesYour Emergency Contact — the first person to be notified. Your Witnesses — who confirm the situation. Your Margdarshak — the trusted guide your family should call first. None of them can access your Naksha on their own.
Write Your Letter
5 minutes, optionalIn your own words. Say what you never got to say. Leave instructions, wishes, love. This letter is encrypted and delivered only when your family receives your Naksha.
Write Your Letter
5 minutes, optionalIn your own words. Say what you never got to say. Leave instructions, wishes, love. This letter is encrypted and delivered only when your family receives your Naksha.
Let the Life Signal Protect You
AutomaticEvery 7, 15, or 30 days (depending on your plan), you receive a WhatsApp message. Tap once — 'I'm okay.' That's it. If you miss two in a row, the 9-step escalation begins — carefully, respectfully, with human verification at every critical step.
Let the Life Signal Protect You
AutomaticEvery 7, 15, or 30 days (depending on your plan), you receive a WhatsApp message. Tap once — 'I'm okay.' That's it. If you miss two in a row, the 9-step escalation begins — carefully, respectfully, with human verification at every critical step.
Your Readiness Score
OngoingYour Naksha Readiness Score shows how complete your financial map is. Score 100 out of 100 to earn the Naksha Seal — the mark of a fully protected family.
Complete all categories to score 100 and earn the Naksha Seal.
Your Readiness Score
OngoingYour Naksha Readiness Score shows how complete your financial map is. Score 100 out of 100 to earn the Naksha Seal — the mark of a fully protected family.
Complete all categories to score 100 and earn the Naksha Seal.
THE LIFE SIGNAL
The Life Signal — 9 Steps of Care
A careful, respectful escalation process that ensures your family is protected — with human verification at every critical step.
You checked in — your family is protected
—WhatsApp reminder sent to you
WhatsAppSecond WhatsApp reminder
WhatsAppWitness 1 notified
WhatsAppWitness 2 notified (24h later)
WhatsAppIVR call to you
PhoneIVR call to your Emergency Contact
PhoneAdmin ops team flagged
Human ReviewFamily contacted by ops team
PhoneNominee access unlocked — manually by admin only
ManualYou checked in — your family is protected
WhatsApp reminder sent to you
Second WhatsApp reminder
Witness 1 notified
Witness 2 notified (24h later)
IVR call to you
IVR call to your Emergency Contact
Admin ops team flagged
Family contacted by ops team
Nominee access unlocked — manually by admin only
Step 9 is never automatic.
A real human being from our team personally verifies and authorises nominee access. Your Naksha is never released by a machine. This is an architectural, legal, and moral commitment.
THE RELEASE PACKAGE
What your family receives.
When the Life Signal escalation completes and your nominee is verified by our team, here's what they get — delivered with care.
Your Complete Naksha
Every financial instrument you mapped — who holds it, what type it is, which branch to visit, how to contact them. Your complete financial address book, delivered to your family in a clear, organised format.
Auto-Debit Freeze List
An immediate, actionable list of every digital account your family needs to freeze — UPI auto-debits, wallet subscriptions, recurring payments. Stop money from leaving before it becomes a problem.
30-Day Family Survival Guide
A step-by-step guide for your family covering the first 30 critical days — what to do first, which institutions to visit, what documents to carry, and who to call. No guesswork.
EMI Shield Alert
Every active loan and EMI is highlighted with due dates and amounts so your family never misses a payment. Late fees and credit score damage — avoided.
Nominee Verification Checklist
A complete checklist confirming that all nominees across your accounts, policies, and investments are correct and up-to-date. Peace of mind that the right people are named.
Margdarshak Contact
Your trusted guide's full details — name, profession, phone number, and your relationship — with a clear instruction: "Before you do anything else, call this person first."
Personal Letter
Your letter to your family — in your own words, from your heart. Say what you never got to say. Leave instructions, wishes, apologies, and love. Encrypted until delivery.
Children's Profiles & Guardian Info
Virasat OnlyEverything about your children's financial profiles — their investments, their guardian's details, and instructions for their care. Includes Living Birthday Letters and the Complete Family Protection Protocol.
YOUR READINESS SCORE
How complete is your family's protection?
Track your progress with the Naksha Readiness Score. Complete all six categories to earn the Naksha Seal — the mark of a fully protected family.
Sample score — your actual score updates live in your dashboard
The Naksha Seal
Awarded at a perfect 100. The mark of a fully protected family. Your commitment, recognised.
What builds your score
Add your financial instruments
Store important app access info
Name your trusted guide
Add your emergency contact
Add your witnesses
Write a letter to your family
Score Milestones
WhatsApp notification at key milestones
Naksha Seal awarded at 100
20 minutes today. A lifetime of peace.
Start your Naksha now and protect everything you've built for the people you love.
Starting at ₹1,499/year +GST · No account numbers stored · DPDP Act compliant