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We NEVER ask for account numbers
We NEVER store passwords or PINs
We NEVER ask for balances
Privacy guaranteed by architecture
All Systems Secure

Everything you built ~ found by the ones you love.

How we protect your family's most important information without turning the map into account credentials.

OUR SECURITY PRINCIPLES

Five pillars of protection

Every decision we make starts with one question: does this protect the family?

Metadata Only

We store who you bank with, not your account number. Where your policy is, not your balance. The address — never the key.

Vault Encryption

Customer vault data uses AES-256-GCM encryption with a unique key per member where the data model stores encrypted customer records.

Key Separation

Hardware-protected envelope encryption keeps customer data keys separate from stored records, and privileged access is role-gated and audited.

Active Prevention

A continuous safeguard prevents sensitive credentials from ever entering customer records. Partner KYC and payout flows are isolated on separate, role-gated paths.

Indian Data Residency

Core customer records are hosted on India-first infrastructure, with limited payment, messaging, and delivery metadata shared with processors only where needed to provide the service.

REGULATORY COMPLIANCE

DPDP Act 2023 - aligned controls

What is the DPDP Act?

The Digital Personal Data Protection Act, 2023 is India's landmark data privacy legislation. It establishes clear rules for how organisations collect, store, process, and erase personal data of Indian citizens.

Naksha is designed around explicit consent, data minimisation, erasure workflows, export controls, audit records, and grievance handling. Some operational promises depend on manual review rather than automatic deletion.

Explicit consent captured at registration with timestamp, IP, and user agent

Right to erasure — request data deletion through the customer settings workflow, with manual review and a 30-day target

Nominee access is locked by default — released only after a multi-step, human-verified escalation

Core customer records are hosted on India-first infrastructure, with provider sharing limited by purpose

Retention periods are separated by data type: account records, payment records, Life Signal logs, partner records, and grievance records

Append-only audit logs — every data access and state change is permanently recorded

Customer vault fields actively prevent the storage of sensitive credentials and identity numbers

WHAT NEVER ENTERS YOUR NAKSHA

We hold the address — never the key.

Account numbers. Card numbers. UPI IDs. Aadhaar. Passwords, PINs, OTPs. None of these belong inside your Naksha — and our system actively prevents them from being saved, even if a customer or partner tries.

Your Naksha is a map of where your wealth lives, not how to access it. That single decision is what makes the system safe to use, safe to store, and safe to pass on.

Verified continuously

Every input, every save

Never stored

Sensitive credentials, ever

Audited monthly

Independent review trail

Subscribers see the full safeguard detail inside their account, on the dedicated security page — including the audit log of every check we run on their data.

ENCRYPTION EXPLAINED

How your data stays safe — in simple terms

No jargon. No technical manuals. Here's how AES-256-GCM encryption protects your family's financial map.

Your Data

Institution names, branch locations, nominee names, personal letters

Encrypted

AES-256-GCM with unique key per member, fresh IV per operation

Stored Securely

Encrypted data on Indian servers — unreadable even to our team

Decrypted for You

Only when YOU request it — through verified authentication

256-bit

Key length — it would take billions of years to crack with current technology

GCM

Galois/Counter Mode — built-in tamper detection ensures data integrity

Bank-Grade Keys

Hardware-protected key infrastructure — keys are physically separated from data, just like the world's largest banks

Think of it like a bank locker. We provide the vault. You hold the only key. We can't open it even if we wanted to.

Your data is safe with us. Start your Naksha.

Customer vault encryption, sensitive-data blocking, audited release controls, and a clear separation between customer records and partner KYC data.

AES-256-GCM for vault data · India-first infrastructure · DPDP-aligned controls

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